guardian | Like 27.5 million other Americans,
I don’t have health insurance. It’s not for a lack of trying – I make
too much to qualify for Medicaid, but not enough to buy a private health
insurance plan on the Affordable Care Act exchanges. Since I can’t
afford to see a doctor, my healthcare strategy as a 32-year-old
uninsured American has been simply to sleep eight hours, eat vegetables,
and get daily exercise. But now that there are confirmed coronavirus
cases in the United States, the deadly virus could spread rapidly,
thanks to others like me who have no feasible way to get the care we
need if we start exhibiting symptoms.
According to the Centers for Disease Control and Prevention, there are confirmed coronavirus cases in at least 50 countries on six continents, and more than 2,800 patients have died from the virus. This certainly qualifies as a pandemic
under the World Health Organization’s (WHO) definition of the term,
which, under a typical presidency, should necessitate a swift response
from US health officials. However, the Trump administration appears to
still be prioritizing the profit margin of the healthcare industry over
preventing the spread of a deadly pandemic.
Earlier this week, the Department of Health and Human Services secretary, Alex Azar, (a former senior executive at pharmaceutical manufacturer Eli Lilly) refused to commit
to implementing price controls on a coronavirus vaccine “because we
need the private sector to invest … price controls won’t get us there”.
Even the House speaker, Nancy Pelosi, notably didn’t use the word “free”
when referring to a coronavirus vaccine, and instead used the word “affordable”. What may be considered affordable for the third-most powerful person in the US government with an estimated net worth of $16m
may not be affordable for someone who can’t afford a basic private
health insurance plan that still requires a patient to pay thousands of
dollars out of pocket.
Given the high cost of healthcare in the US, I haven’t seen a doctor
since 2013, when I visited an emergency room after being run off the
road while riding my bike. After waiting for four hours, the doctor put
my arm in a sling, prescribed pain medication and sent me home. That
visit cost more than $4,000, and the unpaid balance eventually went to
collections and still haunts my credit to this day, making it needlessly
difficult to rent an apartment or buy a car. But even a low-premium
bronze plan on the exchange comes with a sky-high deductible in the
thousands of dollars, meaning even if I was insured, I’d have still paid
for that ER visit entirely out of pocket.
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